Nelson Finance has over 20 years experience in providing mortgages, and our CeMAP qualified staff have an enviable reputation for arranging finance especially for people who don't fit "The High Street Mould" of which currently one in four people do not.
We take great pride in the fact that we maintain a personalised service whilst offering market leading products of all major lenders in the field.
We recognise the fact that service will be a deciding factor when choosing a broker to deal with your mortgage application so our aim is always to excel in the following key areas:
Professional Advice
We have a full time compliance officer to ensure complete satisfaction with our products and services.
Underwriting
You can either take a few minutes to complete our on-line application form, or if you prefer contact one of our underwriters direct on 08700 42 52 64 to discuss your requirements. Either way we will provide you with an agreement in principle as soon as your case has been assessed.
Processing
Once your mortgage has been approved in principle and you have authorised us to proceed, we will send you all of the documentation you require in order to complete your application. Alternatively one of our representatives will visit you at home or place of work to deal with the application personally.
From then on our aim is to process your mortgage as quickly and efficiently as possible. Our dedicated processing team combine many years experience with a unique industry leading computer system in order to complete mortgages in the fastest possible time.
Legal Completion
Your home is normally your largest purchase and so we use a specialist legal panel who deal purely with conveyancing matters, this enables us to give you the best advice possible. Clients have the option to use their own Solicitor / Conveyancer if they so choose.
Our Services
- Adverse Credit Mortgages
- Arrears
- Bad Credit Mortgages
- Bad Credit Remortgages
- Bankruptcy / IVA
- Bridging Finance
- Commercial Finance
- County Court Judgments
- Missed Payments on Credit Cards / Loans
- Non-Standard Construction Property
- Refinancing
- Repossession Orders
- Self Employed - No Accounts
- Unusual / Low Income
Self certification
Self certification 90% employed or self-employed up to £3000 of county court judgments and 2 missed payments. All defaults ignored. Self certification 85% unlimited CCJ's and arrears.
Unlimited CCJs and arrears
Self certification and in some cases no references required from current lender. Employed or Self-employed. Capital raised for most purposes.
Big mortgages
Big mortgages with very competitive rates. Some products have no penalties and require no contact with employer.
Right-to-buy specials
Raise up to 90% of the market value. Reference free products and self cert available.
No redemption penalty schemes
It may be possible to reduce your rate without incurring an early redemption charge with your lender.
Our expert processing team ensures a fast and efficient completion with as little inconvenience and stress as possible.
Interest rate for mortgages vary. We can provide rates from the Bank of England base rate +1.00%.
